Financial Planning

At Shore Wealth Management, we believe financial planning is the foundation for successful results. A financial plan is a working document and is constantly changing as our clients progress through each stage of life’s financial journey. We have developed a disciplined process to make sure our clients have addressed each of the following: Retirement Planning Asset Management Risk Management & Insurance Education Planning Tax Planning Cash Flow Analysis Estate Planning

Asset Management

At Shore Wealth Management, we use an investment approach that is research-based, risk-managed, and is tied to each of our client’s financial plan and stated goals. “We work to build a suitable portfolio that seeks a reduced amount of risk. Every decision we make on our client’s behalf is based on knowing exactly what they are trying to accomplish.” – Eric Shore

Tax & Estate Planning

Two important steps of the financial planning process are tax planning and estate planning. At Shore Wealth Management, we believe the purpose of tax planning is to ensure tax efficiency, with the elements of the financial plan working together in the most tax-efficient manner possible. Estate planning is the process of working with our clients, their family, and other professionals to make sure their assets transfer in accordance with their

Financial Organization

At Shore Wealth Management, we understand how daunting it can be to keep track of all the moving parts required for a successful financial plan. Our goal is to help our clients obtain a clear picture of where they are and where they want to go. We offer solutions that give our clients the ability to view all their financial resources under one convenient login. Data aggregation solution Investment accounts

401K Advice

At Shore Wealth Management, we realize that for many people today, the money saved for retirement through a company-sponsored plan is their single largest retirement asset. The world of company sponsored plans can be complex with differing plan rules and investment choices. Some of the most common questions we receive from our clients: How much should I contribute? How should I invest? How can I access my funds and when

College Planning

At Shore Wealth Management, we understand that college planning can raise many questions: How much will it cost? How much should I save? When should I start saving? How do I save? Which investment vehicle works for my family? We work with our clients to align educational goals with many financial variables. While colleges publish tuition costs, it is important to remember that there are many other expenses and factors

Pre-Retirees

At Shore Wealth Management, we understand entering the Retirement RedZone is an exciting time when you are preparing to live off the fruits of your labor. We have a disciplined process to help transition you to this next stage of your life. Maximizing Social Security Addressing health care costs Retirement income distribution planning Analyzing long-term care risks Risk Management & Insurance Pension vs. Lump Sum analysis Our goal is to

Retirees

At Shore Wealth Management, we understand how important it is to use your resources efficiently to get the most out of this unique life stage. We have developed a disciplined process to help maximize our client’s quality of life throughout retirement. Maximizing Social Security Addressing health care costs Risk Management & Insurance Retirement income distribution planning Analyzing long-term care costs Charitable planning Estate planning Our team is committed to being

Business Owners

Owning your own business is a dream for many. At Shore Wealth Management, we understand managing a business takes hard work and carries tremendous responsibilities. We work with this core group of clients to address their unique issues, concerns, and opportunities to align their business with their personal financial goals. Retirement Planning Asset Management Business Succession Planning Managing Taxes Employee Benefits Risk Management & Insurance Personal Financial Planning We create

Farmers

At Shore Wealth Management, we understand that farmers are part business owner, part property manager, and part commodity trader. Farming is a difficult business that is based largely on timing and requires integrated planning. We have developed a disciplined process to assist our farm clients with the following: Farm Succession Planning Retirement Planning Asset Management Tax Planning Risk Management Insurance Estate Planning Charitable Planning Coming from a farm family, we

No Obligation, Second Opinion Consultation

At Shore Wealth Management, we understand what financial concerns can keep you up at night: Will I outlive my money? Can I afford my children’s college education? Am I paying too much in taxes? Am I getting the returns I deserve? Am I taking too much risk? Is my family protected if something happens to me? We would like to offer you a no-obligation, second opinion consultation regarding your finances.